Choosing the credit application that is consumer’s.

Choosing the credit application that is consumer’s. The Mortgage Credit Directive as elaborated by EBA suggests a borrower-focused test by way of comparison. In specific, the directive clearly states that the creditworthiness test cannot count predominantly in the known undeniable fact that the worth for the property surpasses the amount of the credit or even the presumption that the house will escalation in value, unless […]